- Earns Interest*
- $6 quarterly service charge
- $200 minimum deposit to open
LSB Personal Savings
Personal Savings is an attractive account that gives you easy access to your money with this interest-bearing savings account that features balance requirements.
Key Features:
- Earns Interest
- Maintain $200 Average Collected Balance or link to $1,000 CD to avoid $6 quarterly service charge
- Unlimited deposits
- LSB Online Banking
- LSBTexas Mobile Banking
- LSB Bill Pay
- LSB E-Statements with images
*Interest will be compounded daily. Interest will be credited monthly. If you close your account before interest is credited, you will not receive the accrued interest. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example, checks).
Daily Balance Method. We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
Excess withdrawal fees apply to the excess over six pre-authorized or telephonic transfers or third party checks, per statement cycle.
Maintenance fees, Activity fees, or Withdrawals will reduce earnings.
