Please scroll left to view the rest of the table.
| LSB Business Essential | LSB Business Interest Checking | LSB Commercial Checking with Analysis | |
|---|---|---|---|
|
Ideal for small businesses with low transactions.
|
An account that pays you interest & gives you flexibility to run your business.
|
Great for larger businesses with high transaction volume.
|
|
Features |
|||
| Earns Interest | N/A |  |
N/A |
| Earnings Credit | N/A | N/A |  |
| Visa Debit Card |  |
 |
 |
| LSB Online Banking & Bill Pay |  |
 |
 |
| LSBTexas Mobile Banking |  |
 |
 |
| LSB Mobile Deposit |  |
 |
 |
| LSB ACH* |  |
 |
 |
| LSB I-Pay (Billpay) |  |
 |
 |
| LSB E-Statements with Images |  |
 |
 |
| LSB Remote Deposit* |  |
 |
 |
| Quickbooks Download |  |
 |
 |
| First Order Of Checks Free** |  |
 |
 |
Monthly Fees |
|||
| Minimum to Open | $100 | $250 | $500 |
| Monthly Service Charge | $12 | $15 | $12.50 |
|
ATM Fees
|
Refunded | Refunded | Refunded |
|
Items Allowed***
|
150 ($0.25 for each transaction posted in excess of 150) | 200 ($0.25 for each transaction posted in excess of 200) | $0.15 Withdrawals / $0.12 Deposits |
|
Ways to Avoid Monthly Service Charge
|
$1,500 Minimum and $4,000 Average Collected Balance or $25,000 Commercial Loan Balance
|
Maintain $5,000 Average Collected Balance or $25,000 Minimum Commercial Loan Balance
|
Fees can be offset through an Earnings Credit based on current rate per $100 average collected balance over the statement period
|
|
|
|
|
|
Additional Services |
|||
|
Merchant Card Processing
Offered by non-affiliated strategic partner
|
Available | Available | Available |
| LSB Business Savings & Money Market Accounts | Available | Available | Available |
*Credit approval required
**Basic Business Checking Package Only
***Items in excess of Items Allowed will be charged a per item fee
Complete information and disclosures for the accounts are available from a banking specialist.