Lone Star Bank Treasury Management works with small business owners to improve cash flow, automate payments, reduce costs, and lower risk. Our experienced bankers meet with our small business and commercial customers to recommend a complementary suite of Treasury Management products to help manage payments efficiently, conveniently and securely.
LSB Remote Deposit
Your money can work smarter for you with LSB Remote Deposit. It is a quick way for businesses to turn check deposits into cash. All you need is a desktop scanner connected to a PC and the Internet. You simply scan checks received from customers and issue deposits electronically - any time of the day or night.
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Scan checks from any desktop.
Using a desktop check scanner, simply scan both sides of the checks in a single pass.
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Prepare the deposit.
View images of the scanned checks right from your PC. The dollar amounts for the checks are automatically read and the deposit is totaled.
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Electronically send deposit to the bank.
Click SUBMIT DEPOSIT and it is sent to the bank through a secure Internet connection.
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Funds are deposited into your account.
Access funds typically 1-3 days sooner than traditional deposits since electronic deposits typically require only two days for processing.
LSB ACH
Automated Clearing House (ACH) access for our customers is provided as part of the bank's online banking. The Business Banking NetTeller® Cash Management™ product for online, real time commercial banking for business includes transaction origination and file uploads. ACH origination and file uploads may include credit transactions such as payroll and/or debit files for businesses that may bill their customers directly on a regular basis. (Approval Required)
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Originate payments to vendors and your employees
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Initiate files to collect funds from your customers (requires authorization forms)
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Enjoy greater control of your money
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Integrated with online banking to streamline your cash management
Merchant Services
Lone Star Bank Merchant Services offers your business more flexibility in the types of payments your customers can use. Consumers, as well as businesses, are using credit cards, debit cards, checks, and gift/loyalty cards as the preferred method of payment for everyday products and services. Your business may benefit from increased sales by adapting to the customer's preferred choice of payment and offering multiple payment solutions, all from the convenience of a single terminal.
Lone Star Bank will establish a payment system for business customers that allows for credit card deposits to be processed from the credit card terminal to your bank account. Our third-party service provider, Banc Card of America, Inc. provides a turn-key solution by coming to your location(s) to set up the terminals, and provide training - both on how to handle transactions and on various reporting options. As always, we offer some of the best rates available. All rates are based on credit card volume and average ticket size.
